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Mortgage Loans Phoenix, AZ
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Whether you’re a first-time buyer or want to refinance at a lower rate, we can help.

Our Special Programs

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No Cost Moves

We thrilled to introduce you to our exclusive No Cost Moves program, a game-changing offer that will make your in-state move a breeze.When you buy or sell a home with one of our approved agents, we cover the cost of your in-state move, absolutely FREE. As part of our commitment to providing exceptional service, we have partnered with Ace Relocation, a renowned moving company with a track record of excellence. With our program, you can save an average of $8,400 on your move, allowing you to focus on the excitement of settling into your new home without the financial burden. We are dedicated to making your real estate experience smooth, cost-effective, and stress-free.

Purchase a HUD/FHA (REO’s/Foreclosures) With Only $100 Down

Purchase a HUD/FHA (REO’s/Foreclosures) With Only $100 Down

We understand the unique financial circumstances of self-employed individuals and entrepreneurs. That’s why we are proud to offer specialized home loan solutions tailored specifically for self-employed professionals like yourself. We recognize the challenges that come with verifying income and demonstrating financial stability, and our dedicated team of mortgage experts is here to guide you through the process.

Our Home Loans for Self-Employed program is designed to provide you with flexible options and a streamlined application process. We take into account your business structure, tax returns, bank statements, and other relevant documentation to assess your financial profile. Our goal is to offer you competitive rates, favorable terms, and a hassle-free experience, allowing you to secure the home you deserve.

Home Loans for self-employed

Home Loans For The Self Employed

Our Fix & Flip Loan program offers flexible flexible terms, competitive interest rates, and a streamlined application process, empowering you to seize investment opportunities quickly. Whether you’re a seasoned investor or just starting out in the industry, our dedicated team of experts is here to guide you every step of the way.
We believe in the potential of your investment vision and are committed to helping you maximize your profits. Our program provides funding for property acquisition, renovation costs, and even ongoing interest payments, allowing you to focus on your project’s success without the burden of heavy upfront costs.

Fix and Flip loan

Fix & Flip Loans

I am excited to introduce you to Down Payment Assistance Program for Manufactured Homes, in partnership with the Chenoa Fund. This program is specifically designed to make homeownership more attainable by providing 5% of the purchase price in down payment assistance for qualifying borrowers.

We understand that saving for a down payment can be a significant hurdle, especially when it comes to purchasing a manufactured home. That’s why we have partnered with the Chenoa Fund to offer this exceptional program. With the 5% down payment assistance, you can significantly reduce the upfront costs and move closer to achieving your dream of homeownership.

Down payment-assistance

Down Payment Assistance

 

We understand that the down payment can be a significant barrier to homeownership, especially when utilizing an FHA loan. That’s why we have joined forces with the Chenoa Fund to offer this exceptional program. With the up to 5% down payment assistance, you can access the financial support you need to make your homeownership dreams a reality.
At Cardinal Financial, we are committed to helping individuals and families achieve the dream of owning a home. Our team of experts will guide you through the application process, ensuring that you understand the eligibility requirements and have a seamless experience.

The Chenoa Fund Down Payment Assistance for FHA Loans

The Chenoa Fund Down Payment Assistance for FHA Loans

The Chenoa Fund Down Payment Assistance program provides support for homebuyers using FHA loans by offering secondary financing options for down payment and closing costs. It aims to increase homeownership opportunities for low- to moderate-income individuals and families who may struggle to save for a traditional down payment.

Mortgage
Home Purchase
Loans without the
Hassle!

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Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.

We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE pre-approval letter request.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.

We Provide Best Mortgage Services

Let our experienced team of Senior Loan Officers guide you through the buying or refinancing
process quickly, efficiently, and confidently.

clients

Clients

Ricky Miles meticulously collaborates with clients to identify the most suitable mortgage options that align with their unique financial needs and goals.

realtors

Realtors

Ricky Miles partners closely with real estate agents to ensure their clients are matched with the right mortgage options that best suit their needs and financial situations.
loan-officer

Loan Officers

Ricky Miles collaborates with independent loan officers, offering guidance and support to help them advance their careers and find a nurturing environment for growth.
refinance your home loan

Congratulations! You’re Ready To Refinance Your Home Loan

Home Refinance Loans without the Hassle!

Need refinancing options on a home, or other real estate? Choosing a refinance product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.

We’re here to make the home refinance process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE refinance analysis request.

Purchase And Refinance Options Without
The Hassle

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Secure Your Home
Purchase Loan

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Refinance for Better
Rates

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Compare Rates & Pick
the Best

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Get Your Loan
Funded Faster

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Evaluate Your
Property

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Get a Cash-Out*
Refinance

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Today’s Mortgage Rates

Mortgage rates change daily and vary depending on your unique situation.

Get your FREE customized quote here!

What People Are Saying About Us.

“I highly recommend The Supreme Team! My refinance went so quick because of their hard work and dedication. They answer instantly, they get stuff done quickly, AND they make the effort to check in even when they have no news or new requests. They have your back 100%. I was extremely impressed and will be using them again.”

Michelle Roca

“I highly recommend The Supreme Team! My refinance went so quick because of their hard work and dedication. They answer instantly, they get stuff done quickly, AND they make the effort to check in even when they have no news or new requests. They have your back 100%. I was extremely impressed and will be using them again.”

Michelle Roca

“I highly recommend The Supreme Team! My refinance went so quick because of their hard work and dedication. They answer instantly, they get stuff done quickly, AND they make the effort to check in even when they have no news or new requests. They have your back 100%. I was extremely impressed and will be using them again.”

Michelle Roca

“I highly recommend The Supreme Team! My refinance went so quick because of their hard work and dedication. They answer instantly, they get stuff done quickly, AND they make the effort to check in even when they have no news or new requests. They have your back 100%. I was extremely impressed and will be using them again.”

Michelle Roca

Ask The Expert!

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We are here to help you navigate the complexities of the mortgage process with confidence!

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