Adjustable Rate Mortgages on the Cheap!
Are you in the market for a new home or considering refinancing your existing mortgage? Ricky Miles is here to guide you through the benefits and possibilities of an Adjustable Rate Mortgage (ARM). With Ricky’s expertise and commitment to exceptional service, you can make informed decisions about financing your home and maximizing your financial flexibility.
The Lowdown on Adjustable Rate Mortgage
Do I Qualify?
Most homeowners get into adjustable-rate mortgages for the lower initial payment, and then usually refinance the loan when the fixed period ends. At that time, the interest rate becomes variable, or adjustable, and the homeowner would likely refinance into another ARM, something fixed, or sell the home outright.
Our Adjustable Rates Are Low & Our Process is Quick & Painless
Key Features and Benefits of an Adjustable Rate Mortgage:
The Adjustable Rate Mortgage Loan Process
1. Initial Consultation
Contact Ricky Miles by phone or email to schedule an initial consultation. Ricky will listen to your homeownership or refinancing goals, evaluate your financial situation, and provide expert advice on the suitability of an ARM for your specific needs.
2. Financial Evaluation:
Ricky will assess your financial position and discuss your borrowing capacity for an ARM. He will explain the terms, potential adjustments, and potential risks associated with this type of mortgage.
3. Application and Approval:
Once you decide to proceed with an ARM, Ricky will assist you in completing the application. He will guide you through the required documentation and work diligently to secure timely approval.
4. Ongoing Support:
Ricky Miles will be available to address any questions or concerns you have throughout the life of your ARM. Whether it’s monitoring market conditions or considering refinancing options, Ricky will provide ongoing support and guidance.
Why Choose Ricky Miles?
Expert Advice and Guidance
Ricky Miles is a seasoned mortgage professional with a wealth of experience in the industry. He will provide expert advice tailored to your specific financial goals and help you determine if an ARM aligns with your needs.
In-Depth Market Knowledge
Ricky stays updated on market trends and interest rate fluctuations. He can explain how these factors may impact your ARM and help you make informed decisions.
Ricky has established relationships with lenders and contractors experienced in 203k mortgages. Ricky will leverage these connections to provide you with a network of professionals who can assist you throughout the renovation process.
Ricky will present you with a range of ARM options, allowing you to choose the loan term and adjustment frequency that best suit your circumstances and financial preferences.
Seamless Application Process
Ricky will guide you through the application process, helping you gather the necessary documentation and submitting your application promptly. He strives to make the process as smooth and efficient as possible.