Jumbo Loans

Jumbo Loans on the Cheap!

Get a FREE quote on a Jumbo Loan & save thousands of dollars per year.

Are you in the market for a luxury or high-value property? Ricky Miles is here to guide you through the benefits and possibilities of a jumbo mortgage. With Ricky’s expertise and commitment to exceptional service, you can make informed decisions about financing your dream home.

Why a Jumbo Loan?

There are many benefits, including: financing available up to $1.5 million; the convenience of one loan for the entire loan amount instead of having multiple mortgages; competitive pricing… and more.


Our Jumbo Loan Rates Are Low & Our Process is Quick & Painless

A jumbo loan is a loan that exceeds the conforming loan limits as set by Fannie Mae and Freddie Mac. As of 2022, the limit is $647,200 for most of the US, apart from Alaska, Hawaii, Guam, and the U.S. Virgin Islands, where the limit is $970,800. Rates tend to be a bit higher on jumbo loans because lenders generally have a higher risk.

We’re here to make the jumbo home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE Jumbo Loan Qualifier.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.

The Jumbo Loan Process

Ready to explore the benefits of a jumbo mortgage with Ricky Miles? Here’s how you can get started:

1. Initial Consultation

Contact Ricky Miles by phone or email to schedule an initial consultation. Ricky will listen to your homeownership goals, evaluate your financial situation, and provide expert advice on the suitability of a jumbo mortgage for your needs.

2. Financial Evaluation

Ricky will evaluate your financial position and discuss your borrowing capacity for a jumbo mortgage. He will help you understand the loan terms, interest rates, and potential repayment options.

3. Application and Approval

Once you decide to move forward, Ricky will assist you in completing the jumbo mortgage application. He will guide you through the documentation requirements and work diligently to secure timely approval.

4. Closing and Homeownership

Upon approval, Ricky will help you navigate the closing process, ensuring a seamless transition to homeownership with your jumbo mortgage. You can enjoy the benefits of financing your dream home while receiving exceptional service and support.

Why Choose Ricky Miles?

Market Knowledge

Ricky Miles stays up to date with the latest trends in the real estate market, ensuring that he can provide valuable insights and advice regarding jumbo mortgage financing.

Personalized Service

Ricky understands that purchasing a luxury or high-value property is a significant decision. He provides personalized service, taking the time to understand your unique financial goals and helping you find the jumbo mortgage solution that best fits your needs.

Efficient Process

Ricky Miles is committed to providing a seamless and efficient mortgage experience. He will guide you through the entire process, from application to closing, ensuring that you are informed and empowered every step of the way.

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