Ricky Miles is a branch manager, a direct agency mortgage banker with many home loan programs available. As a direct lender, we not only process & underwrite our loans in house, we also service the largest percentage of loans funded by Cardinal. Being a direct lender means everything is done in house, this gives us more flexibility, speed, and continuity when processing a home loan for our clients. Our ops manager Jennifer Hansen has been our go to for over 14 years & knows products and programs like no other. If you’re looking to fund a loan quickly, with great communication, speed, and accuracy…then you’ve come to the right place.